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Posted by on Feb 16, 2013 in Law, Personal Injury Law, Workers' Comp | 1 comment

Unsafe Work Environment

No matter what his or her occupation, every worker deserves the right to feel safe at the workplace. Unfortunately, countless numbers of work-related accidents and injuries occur because of unsafe work environments. A workplace may be deemed unsafe through a broad range of qualifications, but in any case, if a worker suffers injury at the workplace because the workplace is dangerous, that worker may be facing serious medical bills and recovery costs. Fortunately, these costs may be covered through workers’ compensation, taking the financial burden off the injured workers shoulders. In many cases of work-related injury, injured workers can obtain workers’ compensation that can help fully cover any expenses that they incur as a result of their injury or accident.

How a Workplace May be Unsafe

Depending on the environment and profession, varying workplaces present different dangers to employees. Regardless of the place of work however, an employer is obligated to do everything possible to maintain a safe work environment for their employees or there will most likely be a personal injury claim against them. They may fail in this and cause injuries in the following ways:

  • – Malfunctioning equipment
  • – Toxic substance exposure
  • – Falling accidents
  • – Unsafe structural units
  • – Employer negligence
  • – High risk of  explosion

In these situations, injured workers might actually qualify for workers’ compensation, which usually takes the form of regular paychecks, offering financial stability in a troubled time. This regularity can be not only a financial comfort, but an emotional one as well, as it can allow a person to rest assured that they and their loved ones are taken care of, even if they cannot return to work.

If you have suffered an injury on the job because his or her workplace was unsafe in any way, you may be qualified for workers’ compensation. Contact an experienced personal injury lawyer today to discuss your legal options.

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Posted by on Aug 7, 2012 in News, Workers' Comp | 0 comments

Workers Compensation Disputes

It seems like suffering an injury due to an accident at work and claiming appropriate benefits should be a straightforward matter, in which it is easily determined whether the injury occurred while performing work-related activities or not. However, this is, unfortunately, far from reality for many injured Iowa workers. When most Iowa employees are injured due to a workplace accident, they are entitled to receive workers compensation benefits that address their specific situation and injuries; however, there are many ways in which this process of receiving benefits can become complicated. In these situations a dispute may arise between the injured employee and their employer or the insurance company.

One of the most common reasons for workers compensation disputes is an injured worker being denied benefits. When a worker feels that they are unfairly being denied benefits, they may wish to dispute the decision. Additionally, a dispute may arise due to a worker feeling that the benefits they are awarded are not sufficient to address their situation and injuries or to a worker not agreeing with the medical treatment or caregiver with which they are provided. In these cases, an injured worker does not have to simply accept whatever decision was made; they can seek several other options in order to try to obtain the benefits that they may be rightfully due.

What Can Be Done

If you believe that the decision made regarding your workers compensation claim or the types of benefits you are receiving are not correct, you do have certain options for seeking a modification of the decision. Below are the steps you may wish to take when you have a workers compensation dispute:

Speak with your employer and/or the insurance carrier to try to resolve the dispute before taking further action
Speak with a compliance administrator to discuss your options and determine what can be done
File for a contested case proceeding, which will be overseen by the workers compensation commissioner

Workers compensation disputes are even more complicated than filing for workers compensation initially is, making the support of qualified Des Moines workers’ compensation lawyers extremely valuable. Contact a knowledgeable legal professional today to discuss your situation and better understand your options when facing a workers compensation dispute.

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Posted by on Aug 2, 2012 in Interest, Workers' Comp | 0 comments

What Is Workers Compensation Law And How Does It Work?

These laws vary across the globe from one country to another; some workers who have been injured on their job may fail to receive the due workers compensation. At the same time, there may be four or more employees who may receive medical care and financial compensation without having to prove the employer was at fault in the accident. In fact, if the worker compensation laws apply under the circumstances, then the employee cannot sue an employer for injuries received on the job either.

Workers Compensation Law is a system of laws that protect employers from liability when their workforce or some members of the workforce sustain injuries while at work or work related diseases. Pain and suffering are not included in calculating an employees right to limited workers compensation. The workers compensation tables vary from employee to employee, and, as already mentioned geographical location matters too. Western and developed states, especially USA have a much higher proportion of workers claiming compensation than other countries. Click here to learn more.

The calculation of compensation due usually includes a need for review by a workers compensation board and is calculated by an analysis of the injury, whether specific or general, temporary or permanent. But this remains as an area where the simplicity of its function and purpose can be its complexity.

As a worker, you hold the responsibility to inform the doctor about how you were injured and if you believe the injury may be work related. Moreover, whether it may be a compensation-related injury has to be determined before receiving medical treatment. The insurance company has the right to terminate benefits on your claim till the workers compensation board makes a temporary decision based on the facts. Compensation Lawyers are knowledgeable of this law and its complexity

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