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Defective Tires Are Dangerous

Posted by on Oct 17, 2014 in Auto | 0 comments

The main safety concern of the general public when it comes to vehicles is the construction of the frame, the integrity of the various engine components, the brake system, and the safety features. Few give much thought to whether the tires they put on their ultra-safe vehicle pass safety standards, or if they are even the correct ones for the vehicle. And yet tires are at the ground level, so to speak, of the vehicle’s safety. If the tires are defective, installed incorrectly, or incompatible with the type of vehicle, disaster can strike in the blink of an eye.

The National Highway Traffic Safety Administration (NHTSA) has just begun an investigation into suspected defects in the Michelin XZA 295/60/R22.5 tires that made it dangerous when used in the steer axle. It has already believed to have caused 7 accidents, 5 of which was on one fleet. Fortunately, no one was reported to have been killed or injured.

But this can happen very easily, as documented by the hundreds of people who were tooling along unaware that they were on their last trip until a tire blew out or de-threaded because it was defective. Even in a relatively safe state such as Tennessee, any Nashville personal injury attorney will say that safe driving habits are not a foolproof shield against a defective tire.

There have been numerous instances when tire makers were obliged to recall millions of tires from store shelves because their products were substandard. But it is a mistake to presume that because a recall was made that these defective products are no longer in the market. Due in a large part to the inefficient recall system in the US and the sublime ignorance of most motorists about this system, thousands of previously recalled tires are still being sold, knowingly or unknowingly.

If you have been seriously injured or an immediate family killed due to a defective tire, you have the right to seek compensation. Consult with a personal injury in your area for more information.

Choosing the Right SR 22 Insurance Chicago

Posted by on Oct 13, 2014 in Auto | 0 comments

People who are required to get SR 22 certification in Chicago, usually searched for as SR 22 Insurance Chicago, are likely to come across quite a few sites that feature “cheap” SR 22 insurance. This is perfectly true, because the fee for obtaining the SR 22 is about $30 with a bit of variation either way depending on the state and it is more or less the same for all insurers operating in the same area. But that does not include the costs of the accompanying insurance policy that you will have to get from the issuing company, so the same rules apply for choosing the right SR 22 insurance Chicago as when you are shopping around for any other insurance.

With that said, it should be noted that not all insurance companies are accredited to issue SR 22 certificates, nor are all insurers willing to do so because of the higher risk associated with SR 22 applicants. You will only be required an SR-22 if you have proven to have safety and financial responsibility issues such as driving under the influence (DUI) or driving without the minimum car insurance coverage, after all. Because of this, you may not have as wide a berth of choices as you would normally have. Even so, you can still pick and choose among those who are willing and able to help you with the documentation and coverage you need to drive legally.

When looking through the offerings of insurance companies advertising “SR 22 insurance” online, always state accurate and full information when asking for a quote so that the insurer will give you accurate figures. Most reputable insurance companies will know exactly what you need and help in any way they can to ensure that you get through the process as quickly and painlessly as possible.

Seeking Expert Advice About Personal Injury Law? Read This

Posted by on Aug 21, 2014 in Law | 0 comments

Seeking advice on how to proceed with a personal injury case? You have come to the right place! When it comes to selecting a personal injury lawyer, the last thing you want to do is simply hire the first lawyer that you find. You must take a number of factors into consideration.

Never let anyone that is at fault for your injury convince you that you should take a payout without contacting an attorney. The amount they offer may sound fair, but they is no real way to be sure of that without contacting someone that knows exactly how much your damages are worth.

Work with a company that focusses solely on the subject of personal injury law. A law firm that handles a number of different legal fields, such as family, tax and criminal law, may not have the experience to secure you a good monetary settlement. An experienced personal injury law firm will handle all aspects of your case such as the initial investigation, offering advice, drafting documents and court representation.

Look for a personal injury lawyer that’ll work on a contingency fee. What we learned on the website of the Disparti Law Group is that this means he or she will cover all costs associated with the case and be paid at the end through a percentage of any settlement. You may need to shop around to find the right one here, as some lawyers may be more comfortable with working your case like this than others.

Hiring a specialized attorney for a personal injury case is something you may already have thought of, but it’s important to find someone even more specialized. For example, if you were in a car accident, find a lawyer who deals specifically with car accidents. Do the same for workplace injuries or residential accidents.

Deciding about which lawyer to choose can be a very difficult decision, but it could also be one of the most important decisions that you will make in your life, as your choice can decide your future. Weigh the above considerations very carefully. Make wise choices and the best of luck to you.

Other Yasmin Side Effects

Posted by on Sep 26, 2013 in Yaz Lawsuits | 0 comments

Many people are well aware that dangerous blood clot formation is one of the more serious of the Yasmin side effects. Studies have found that Yasmin increases the risk for blood clot formation by 6 times more than other contraceptives. It is in fact the basis for most of the 12,000 or so lawsuits brought against drug maker Bayer Pharmaceuticals. It’s well within a woman’s rights to file a Yaz lawsuit after experiencing life-threatening side effects, and there are other Yasmin side effects that are not so widely known but which can affect a person’s life in significant ways.

Depression

Mood swings are a common side effect of most birth control pills, but that is a far cry from depression. Studies have shown that the combination of drospirenone and estrogen triggers the depression, but it is unpredictable. It can strike at any time or not at all. It can be severe enough to be debilitating at onset, and many women are bewildered by the sudden emotional distress and severe anxiety that seemed to come on with no warning and for no reason. Most do not even consider that it could be because of Yasmin. Some even begin to think they are going crazy. Women who have been taking it for years and then taken off it suffered from withdrawal symptoms, which also included depression.

Migraine Headache

Migraine is considered an infrequent side effect of Yasmin, but when it happens, it is usually severe. Anyone who has ever suffered from migraines knows that it is almost paralyzing when it strikes. Migraines are a temporary upset of the motor, sensory and visual functions that is aggravated by any movement or physical activity. It is often accompanied by an aversion to light, nausea and sensitivity to sound. The condition is fairly common; it chronically affects about 10% of the world’s population, and the associated pain can be extreme. For someone who normally does not experience migraine headaches, it can be a harrowing experience.

Ancistrus – A Threat to the Ecosystem

Posted by on Sep 3, 2013 in Invasive Species | 0 comments

Besides the risk of personal injury to those whose work is involved in the study or care of Ancistrus, a freshwater algae-eater fish, is the possible damage that this fish can wreak on the ecosystem.

This bottom-feeding catfish has pointed spines that may injure a person when handling it while it is caught in nets or sponge filters; it also consumes algae and detritus and takes in phosphorus in high quantities in order to maintain its bony skeleton.

Phosphorus plays a major factor in the growth of algae, the foundation of all food chains. Thus, its abundant consumption by a single organism can change nutrient dynamics and the availability of food that sustains all other organisms.

This hardy animal can live up to 12 years, can breed easily, able to adapt to a wide range of water conditions and can co-exist with many other freshwater fish, whether in an aquarium or natural bodies of water.

Though a personal injury may warrant compensation required to cover medical treatment, the damage this fish can cause in the ecosystem is much more severe. Releasing it to open waters can be the start of irreparable damage that can greatly affect the environment, of wildlife at the beginning and of humans in the long run.

Benefits of Owner Financing

Posted by on Jul 11, 2013 in Owner Financing | 1 comment

Getting bank approval for a housing loan is not as easy as it used to be. This is not good news for sellers or buyers. To provide alternative means of finance to get the real estate market going again, real estate listing sites such as Easy Road Home provide sellers with a venue for offering owner financing to cut right through the red tape of conventional mortgages.

There are benefits to buyers and sellers in owner financing. Sellers are subject to less rigid standards and are open to negotiating terms with buyers with less than stellar credit scores. Under the flexibility of owner financing, the seller and buyer can agree to terms that is doable for the buyer such as escalating payments as the financial situation of the buyer improves. The down payment is also no carved in stone, so the buyer can negotiate for a lower down payment in exchange for a higher monthly payments, shorter payment terms, or periodic lump sums to make the down payment more manageable. And the best thing of all is that because the processing of owner financing is usually much faster than conventional bank loans, the buyer can take possession much earlier.

For sellers, the main benefit of owner financing is faster turnaround and higher prices. More buyers qualify for owner financing, so the chances of selling a house is much higher than if only conventional financing is possible. And because some buyers have no other recourse than owner financing, or are not willing to wait to get possession, sellers can demand full list price, or higher interest rates, or both. Sellers may also benefit from tax breaks since only a portion of the sale is reported as income for each year rather than the entire purchase price. Sellers are also better able to manage the sale proceeds because it comes in installments, so it lasts much longer and prevents impulse purchases.

Owner financing sounds simple, but it is always best to consult with a professional before committing to such a major investment. Have a real estate lawyer go over the agreement and get advice on what needs to be changed.

Unsafe Work Environment

Posted by on Feb 16, 2013 in Law, Personal Injury Law, Workers' Comp | 2 comments

No matter what his or her occupation, every worker deserves the right to feel safe at the workplace. Unfortunately, countless numbers of work-related accidents and injuries occur because of unsafe work environments. A workplace may be deemed unsafe through a broad range of qualifications, but in any case, if a worker suffers injury at the workplace because the workplace is dangerous, that worker may be facing serious medical bills and recovery costs. Fortunately, these costs may be covered through workers’ compensation, taking the financial burden off the injured workers shoulders. In many cases of work-related injury, injured workers can obtain workers’ compensation that can help fully cover any expenses that they incur as a result of their injury or accident.

How a Workplace May be Unsafe

Depending on the environment and profession, varying workplaces present different dangers to employees. Regardless of the place of work however, an employer is obligated to do everything possible to maintain a safe work environment for their employees or there will most likely be a personal injury claim against them. They may fail in this and cause injuries in the following ways:

  • - Malfunctioning equipment
  • - Toxic substance exposure
  • - Falling accidents
  • - Unsafe structural units
  • - Employer negligence
  • - High risk of  explosion

In these situations, injured workers might actually qualify for workers’ compensation, which usually takes the form of regular paychecks, offering financial stability in a troubled time. This regularity can be not only a financial comfort, but an emotional one as well, as it can allow a person to rest assured that they and their loved ones are taken care of, even if they cannot return to work.

If you have suffered an injury on the job because his or her workplace was unsafe in any way, you may be qualified for workers’ compensation. Contact an experienced personal injury lawyer today to discuss your legal options.

1.9. Alimony Not An Outright Result Of Divorce

Posted by on Dec 24, 2012 in Law | 1 comment

Divorce cases, in the most ideal of situations, would take only a few weeks or a few months to finish, that is, if the spouses agree to settle the issue fast and make the matter less stressful and expensive. Otherwise, it may drag on for about a year, but less than two, if both parties will refuse to resolve the issue and all other concerns connected to it. The longer a divorce case takes, the more stressful and demoralizing it becomes, especially for the defendant, more correctly called respondent – the party from whom answer/action to a divorce petition is required. No matter how long a divorce case takes, though, the proceedings almost always entail emotional and devastating effects. To help you go through all the details of the case, as well as to inform and update you on all the things you need to know and probably ought to anticipate as the case progresses, is your divorce lawyer an individual highly trained in the field of family law, under which divorce and other domestic concerns fall, and can competently represent you, defend your rights and fight for your best interests.

Highly aware of the complexity, importance, and sensitivity of legal family matters, divorce lawyers learn how and when to apply their deep knowledge of family and divorce law from the start to the end of the case, providing support for the client if and when necessary. That is why, besides divorce, they are also trained on many other areas which involve issues on adoption, domestic violence, custody of child, child support, division of property, paternity actions, child visitation and alimony or spousal support, a monthly monetary provision or support for the divorced spouse (may be wife or husband) who is not self-sufficient, as ordered by a court. Not all divorce cases entail alimony, though. In short marriages or those where the difference in the amount of salary received by both spouses is not substantial, alimony is rarely granted. The opposite of these two instances, though, usually merit its awarding.

Personal Injury Law

Posted by on Nov 12, 2012 in Business | 1 comment

When an accident happens, it more often than not is a consequence of one or more person’s negligence. When someone files a personal injury lawsuit, they are alleging that someone else is responsible for their injuries, and that that person should provide financial compensation in order to make up (as much as possible) for the damages suffered by the plaintiff. These cases can become very complex, especially when different levels of fault lie with the plaintiff and the defendant. Some of the basic premises of personal injury law include:

The individual who caused the accident may be free of responsibility if the injured party was intruding on an area that they were not permitted to go, or if they were in an area where they should have expected the risks which caused them to be injured.

If an employee harms someone while on the job, in some cases the employer may also be held liable.

If a piece of property is poorly built and/or maintained, the property owner may be liable for accidents that occur because of the hazards arising from the poor shape of the property.

Makers, as well as distributors of toxic or defective products may be held responsible for the harm done by their products, whether or not the source of the problem is discovered

Personal injury law, also referred to as tort law, can be complex and involve a number of factors. The most common types of personal injury cases involve medical malpractice, product liability, and car accidents. If you or a loved one has been injured or become ill due to the negligent or careless actions of another person or group, you may be entitled to financial compensation. To learn more about your rights as a victim, contact an experienced and dedicated Rhinelander personal injury attorney.

Understanding Chapter 7 And Chapter 13 Bankruptcies

Posted by on Nov 6, 2012 in Law | 0 comments

Many people encounter financial difficulties at some point in their lives. With recent developments in the U.S. economy, bankruptcy has become a much more widely accepted method for taking control over ones outstanding debts and paying off creditors. However, many people still do not understand the distinctions between different forms of bankruptcy. This misconception is especially true of Chapter 7 and Chapter 13 bankruptcy, because the two actually seem very similar. However, knowing about and understanding both of these forms of bankruptcy is important if you are trying to decide which method is right for you.

Key Differences

There are several key distinctions between Chapter 7 and Chapter 13 bankruptcy, though both are available to individual filers and business owners. These key differences include:

* Construction of repayment plans in Chapter 13 bankruptcy, designed for gradual repayment
* Asset liquidation in Chapter 7 bankruptcy, for immediate repayments
* Implementation of the means test in Chapter 7 bankruptcy to determine eligibility for bankruptcy proceedings

These critical differences between the two most common forms of bankruptcy are important to understand. The primary difference that appears to really sway debtors one way or another is asset liquidation. By liquidating ones assets, such as property or vehicles, one can immediately repay debts to creditors, as opposed to taking much longer through Chapter 13 bankruptcy repayment plans. But Chapter 13 allows for the debtor to retain control of his or her assets. Both forms of bankruptcy can be beneficial for the debtor who wants to clear himself or herself of financial debt, and deciding between each form is an important decision to make.

Sometimes deciding which form of bankruptcy to file for seems daunting, but it does not have to be. If you or someone you know is thinking of filing for bankruptcy and would like to talk with an experienced attorney, contact a Cedar Rapids bankruptcy attorney today to discuss your case.